Independent means their own policy.
Contract instructors and trainers carry their own liability insurance, and it's up to you to make sure it's current.
For gyms, yoga, pilates and wellness studios
Collateral collects liability certificates from your independent instructors and trainers, tracks when each one expires, and asks for the renewal before it lapses.
Contract instructors and trainers carry their own liability insurance, and it's up to you to make sure it's current.
A sub teaches Saturday's class. A new trainer starts next week. Did anyone ask for their certificate?
Your studio's own policy may depend on independent instructors carrying theirs. Proof needs to be on file.
How it works
A name and an email for each instructor, one at a time or from a spreadsheet.
Each instructor gets a phone-friendly link and uploads a certificate without making an account, or forwards it to their insurance agent.
It reads each certificate, flags what may need review, and asks again before anything expires.
What helps most
Instructors upload a certificate from their phone in a minute, with no account to set up.
Learn more60 days before a policy expires, Collateral asks for the renewal and keeps asking until it arrives.
Learn moreCollateral reads the carrier, policy dates and limits, so nobody types them in.
Learn moreKeep the studio's own policies and their renewal dates in the same place.
Learn moreFitness & wellness studios
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